CURRENT RATES

Rates are subject to change without notice. Annual percent rates are based on $165,000 loan with 20% down and include 0, 1, or 2 points as illustrated in the respective products. Terms of repayment for fixed rate products: 120 monthly payments, 180 monthly payments, 360 monthly payments of or 480 monthly payments. This offer and the above rates are all subject to change or withdrawal without notice. In order to receive a guaranteed rate an application must be submitted, you must have received a copy of your Good Faith Estimate and an agreement must be signed, and a refundable rate lock fee must be paid to Monson Savings Bank.

Rates are for conventional financing and are subject to change without notice. Annual percent rates are based on $165,000 loan with 20% down and include 0, 1, or 2 points as illustrated in the respective products. One year ARM has caps of 2/6 and are based on the 1 year US Treasury rate with a 2.75% margin. Three year ARM has caps of 2/6 and are based on the 3 year US Treasury rate with a 2.75% margin. 3/1, 4/1 & 5/1 ARM have caps of 2/4 and are based on the 1 year US Treasury rate with a 2.75% margin. Annual percentage rates are based on a $165,000 loan with 20% down and include 0 points as illustrated on the respective products. Terms of repayment for adjustable rate products: Subject to change without notice. APR may increase after consummation.

Rates are for conventional financing and are subject to change without notice. Annual percentage rates are based on $165,000.00 loan with 20% down, include 0 points, and a 12 month construction period. This offer and the above rates are subject to change or withdrawal without notice. Contact Bank for Non-Conforming and Jumbo Rates.