MORTGAGE APPLICATION CHECKLIST

• ____ Two (2) most recent pay stubs for each borrower
  
  
• ____ Last two (2) years W-2s (if self-employed, complete tax returns with all schedules for two (2) years)  
• ____ Rental income from investment properties, complete tax returns with all schedules for two (2) years
   
• ____ Two (2) months current bank statements for all deposit accounts
  
  
• ____ Appraisal fee of $350.00
  
  
• ____ Credit Report fee
  • Individual - $13.67 Joint - $27.34 

• ____ Rate Lock Agreement - You can lock your rate once the bank has received a copy of the appraisal and you have received a copy of your Good Faith Estimate from us.  At that time, you may choose to lock your rate by signing a Rate Lock Agreement and paying a Rate Lock Fee of 1% of the loan amount.  We will also have received a completed application in order to disclose the Good Faith Estimate to you.  This fee is credited to you at time of closing.