|
|
|
| |
|
| CURRENT RATES |
|
| |
|
|
MORTGAGE LOANS
Fixed Rate Purchase Transactions |
|
Rates as of Wednesday, November 19, 2008
|
|
6.375%
|
2.000
|
6.569%
|
$5.77
|
Show Payments
|
$6,710.54
|
|
|
6.875%
|
1.000
|
6.990%
|
$6.12
|
Show Payments
|
$5,060.54
|
|
|
7.500%
|
0.000
|
7.531%
|
$6.58
|
Show Payments
|
$3,410.54
|
|
|
5.500%
|
2.000
|
5.716%
|
$5.68
|
Show Payments
|
$7,088.66
|
|
|
5.750%
|
1.000
|
5.875%
|
$5.84
|
Show Payments
|
$5,455.85
|
|
|
6.000%
|
0.000
|
6.032%
|
$6.00
|
Show Payments
|
$3,823.04
|
|
|
5.500%
|
2.000
|
5.790%
|
$6.88
|
Show Payments
|
$6,710.54
|
|
|
5.625%
|
1.000
|
5.791%
|
$6.95
|
Show Payments
|
$5,060.54
|
|
|
6.000%
|
0.000
|
6.043%
|
$7.16
|
Show Payments
|
$3,410.54
|
|
|
5.000%
|
2.000
|
5.361%
|
$7.91
|
Show Payments
|
$6,710.54
|
|
|
5.250%
|
1.000
|
5.457%
|
$8.04
|
Show Payments
|
$5,060.54
|
|
|
5.625%
|
0.000
|
5.678%
|
$8.24
|
Show Payments
|
$3,410.54
|
|
|
5.000%
|
2.000
|
5.514%
|
$10.61
|
Show Payments
|
$6,710.54
|
|
|
5.250%
|
1.000
|
5.544%
|
$10.73
|
Show Payments
|
$5,060.54
|
|
|
5.625%
|
0.000
|
5.700%
|
$10.91
|
Show Payments
|
$3,410.54
|
|
|
Fixed Rate Residential Mortgage Disclosure: |
|
Rates are subject to change without notice. Annual percent rates are based on $165,000 loan with 20% down and include 0, 1, or 2 points as illustrated in the respective products. Terms of repayment for fixed rate products: 120 monthly payments, 180 monthly payments, 360 monthly payments of or 480 monthly payments. This offer and the above rates are all subject to change or withdrawal without notice. In order to receive a guaranteed rate an application must be submitted, an agreement must be signed, and a refundable rate lock fee of $500.00 must be paid to Monson Savings Bank. |
Adjustable Rate Purchase Transactions |
|
|
Adjustable Rate Residential Mortgage Disclosure: |
|
Rates are for conventional financing and are subject to change without notice. Annual percent rates are based on $165,000 loan with 20% down and include 0, 1, or 2 points as illustrated in the respective products. One year ARM has caps of 2/6 and are based on the 1 year US Treasury rate with a 2.75% margin. Three year ARM has caps of 2/6 and are based on the 3 year US Treasury rate with a 2.75% margin. 3/1, 4/1 & 5/1 ARM have caps of 2/4 and are based on the 1 year US Treasury rate with a 2.75% margin. Annual percentage rates are based on a $165,000 loan with 20% down and include 0 points as illustrated on the respective products. Terms of repayment for adjustable rate products: Subject to change without notice. APR may increase after consummation. |
Construction Products |
|
|
Construction Disclosure:
Rates are for conventional financing and are subject to change without notice. Annual percentage rates are based on $165,000.00 loan with 20% down, include 0 points, and a 12 month construction period. This offer and the above rates are subject to change or withdrawal without notice. In order to receive a guaranteed rate, an application must be submitted, an agreement signed and rate lock fee of $500.00 must be paid to Monson Savings Bank. Alternative Construction Terms are available. Contact Bank for Non-Conforming and Jumbo Rates. |
|
|
|
CONSUMER LOANS
Automobile Products |
|
Rates as of Wednesday, November 19, 2008
|
36 Months
New Car 2008/2007
|
6.500%
|
6.500%
|
$30.65
|
Show Payments
|
|
48 Months
New Car 2008/2007
|
7.000%
|
7.000%
|
$23.95
|
Show Payments
|
|
60 Months
New Car 2008/2007
|
7.500%
|
7.500%
|
$20.04
|
Show Payments
|
|
48 Months
Used Car 2007 -2004
|
8.000%
|
8.000%
|
$24.41
|
Show Payments
|
|
36 Months
Used Car 2003- 2002
|
8.750%
|
8.750%
|
$31.68
|
Show Payments
|
|
24 Months
Older Vehicles prior to 2002
|
13.750%
|
13.750%
|
$47.89
|
Show Payments
|
|
Home Equity Lines of Credit Products
Rates as of Wednesday, November 19, 2008
|
|
4.000%
|
0.000
|
4.000%
|
$3.33
|
Show Payments
|
|
Never Ending Line of Credit
Rates as of Wednesday, November 19, 2008
|
|
4.000%
|
4.000%
|
$0.00
|
|
|
Home Equity Loans
|
|
|
|
